NOW PROVIDING HOME EQUITY CREDIT LINES

Our Home Equity Credit Lines are designed with you in mind.

• Optional introductory fixed rate at 5.90% APR for 3 years with a deposit account.
• After introductory period rate converts to Prime rate - as of 12/16/08 the rate was 3.25% APR
• Ten year loan - no renewals or reapplying for 10 years.
• No closing cost!
• Interest may be tax deductible - consult your tax advisor.
• Borrow up to 85% of your home's value.
• Convenient and immediate access to your Home Equity Credit Line through Express 24 Internet Banking or by using your Home Equity checks
• Interest only option available

Now is the perfect time to transfer your existing Home Equity Credit Line or to open a new Home Equity Credit Line with Bank of Hillsboro. Remember, there are no out of pocket expenses.

Please call us to discuss our Home Equity Credit Line product

*Minimum loan amount is $10,000. Minimum first draw with 3-year introductory offer is $2,000. Paying the minimum payment will result in a balloon payment at maturity. The APR will vary after the initial 3-year term but will never exceed 20% APR. Property insurance is required.