Checking

We offer a wide range of checking account options to compliment our variety of deposit alternatives. Express 24 Online banking and Online bill-pay services are available FREE of charge. Images of canceled checks and deposit tickets are provided with your monthly statement.

FREE Personal Checking

NO Strings Attached

No minimum balance
No monthly service charge
Free Express24 Online Banking
Free Online Bill Pay
$100 minimum to open
Unlimited check writing privileges
Make deposits in person, by mail (we pay the postage both ways)
Direct deposit
Free starter kit of 50 checks
Debit card available

Student Checking

$100 minimum to open
Must be a full-time student
No minimum balance
No monthly service charge
Free Express24 Online Banking
Free Online Bill Pay
ATM card available
Free starter kit of 50 checks

Senior Checking

$100 minimum to open
Must be 59 1/2 or older
No minimum balance
No monthly service charge
Free Express24 Online Banking
Free Online Bill Pay
Debit/ATM card available
Free starter kit of 50 checks
Free checks available

NOW Checking Account

$1000 minimum to open
Earns interest at a competitive rate (compounded monthly)
No service charge on balance of $1,000 or more
$5 fee per month if balance falls below $1,000
Unlimited check writing privileges
Debit card available

SUPER NOW Checking Account

$2500 minimum to open
Same as NOW Checking with the following exceptions:
Pays a higher interest rate than NOW
No service charge on balance of $2,500 or more
$5 fee per month if balance falls below $2,500
Debit card available

Money Market Account

$2500 minimum to open
A combination checking and savings account
Federal regulations limit to six the number of third party checks you may write in a statement cycle. A $10 fee will be assessed for each item over six.
Unlimited transactions permitted at teller window in any statement cycle
$5 fee per month if balance falls below $2,500
Interest is paid on all balances and increases when balance is over $10,000, $25,000 and again at $50,000

Important Information About Procedures For Opening A New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What This Means To You:

When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents.

FRAUD ALERT! ATTENTION DEBIT CARD HOLDERS!

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