Savings Accounts / Investment Opportunities

Certificates of Deposit

Minimum of $1000 on CDs with terms ranging from 3 months to 4 years
Interest rate varies with term of certificate
Interest payments may be made quarterly, annually or at time of maturity
Statements issued annually
Penalty for early withdrawal
CDs are free of market rate risk
Now offering 13-Month No Penalty Certificate

Passbook Savings Account

Savings accounts earn interest that is compounded and credited semiannually
$100 minimum to open
$1 fee if balance falls below $100 per month
No service charges on minor/custodian accounts

Statement Savings

Interest that is compounded and credited semiannually
$100 minimum to open
$1 fee if balance falls below $100 per month
Monthly statement mailed

Christmas Club

No minimum balance to start a club
Runs for 50 weeks
Interest earned and paid after 50 weeks
No withdrawals allowed
Deposit as little or as much as you want
Christmas Club check received first part of November

Important Information About Procedures For Opening A New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What This Means To You:

When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents.

FRAUD ALERT! ATTENTION DEBIT CARD HOLDERS!

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NEWS

Savings Accounts / Investment Opportunities

Certificates of Deposit

Passbook Savings Account

Statement Savings

Christmas Club